In a recent article Manulife Financial reviewed their claims between 2007 and 2010 and determined that for every 1000...
Archive for category: Life Insurance Explained
Congratulations: Just by reading this, you’re taking the first step towards purchasing life insurance. Although most people agree that...
If you are not familiar with the different types of life insurance policies, you’ve come to the right place....
Although 85% percent of North American’s agree that most people need life insurance, only 62% percent actually buy it....
What is Life Insurance in Canada? Life insurance is simply a contract between a life insurance company and you...
WHY CANADIANS CHOOSE US
Thanks for your help and excellent service with my life insurance. I appreciate all the work you have put in to get the result I was looking for. (more…)Tracadie-Sheila, NB
I have recently purchased life insurance from Monika. My ten year term was coming to an end and my provider was asking for a huge increase (more…)Toronto, ON
Thank you Monika, you have presented me with great options and choices, it was even difficult to choose between them, they were all good! (more…)Stittsville, ON
I wanted to thank you very sincerely for all your great work and wonderful service; for not giving up on us despite our far from ideal communication (more…)Ottawa, ON
I am very appreciative of the way you have informed and supported me through the process of choosing a life insurance policy that meets my (more…)Trout Brook, NB
I would like to thank Monica for her fabulous service in my recent search for insurance. She searched several options that would work for me. (more…)Ottawa, ON
We would like to thank you very much for all of your assistance with getting our life insurance policies in place. (more…)Mississauga, ON
It was a pleasure to use Nadine as my life insurance agent. She provided me all the information I needed to make a decision (more…)Winnipeg, MB
Due to my recent health concerns, my approval took a few months to complete. During this entire time, Markus kept me informed (more…)Acton, ON
Having found myself in the position of requiring a replacement broker that would put my interest first and foremost; I was most fortunate (more…)Ajax, ON
IT’S GOOD TO KNOW…
When buying life insurance, the question really isn’t how much you need, but how much capital your family will need at the time of your death, which depends on two variables:
1) How much will be needed at death?
This amount takes into account all final expenses: uncovered bills, funeral and estate-settling costs, outstanding debts, mortgage balance and college costs...
2) How much future income is needed?
This is the number you’ll arrive at after calculating the “present value” of cash-flow streams your family will need after your death.
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